Terms and Conditions


All information is gathered and stored in compliance with the EU General Data Protection Regulations and consequential national regulations. Any person who submits personal information to this website confirms that they are over 16 years of age and consents to their data being held.

You are responsible for yourself

All information and products are supplied without warranty. McCready & Associates Ltd, its directors, employees, and agents will not be held liable for any of the effects of the information and suggestions given to you. If you are under 18 you must not purchase or use products without adult consent. By clicking on the button on the order or sign up form you agree to be bound by the terms and conditions of this agreement. This agreement is governed by the law of England.

Thanks you.


Refunds Any defective or missing goods will normally be immediately replaced or refunded upon notice from you.

If for whatever reason you find that any product is unsuitable for you we will normally refund you the full product price less any delivery costs provided that you adequately explain how the products were unsuitable, make your refund request within 7 days of purchase, and return any physical products in a good resalable condition within a further 7 days.

These terms and conditions do not affect your statutory rights.


Affiliate Agreement

Between You and McCready and Associates Ltd.

1.By clicking on the button of the order or sign up page you to be bound by the terms and conditions of this agreement which is governed by the law of England.

2.Please note that the affiliate commissions are dependent on successful automatic tracking. Unless someone you refer to this website logs in through the unique referral link published on you member’s dashboard of this website there is no means of associating them with your referral.

3.Commission payments are based the retail price of a qualifying product including any discount and excluding any sales tax element.

4.Commissions will not be paid if a refund subsequently is paid to the purchaser.

5.Commission payments are limited to qualifying products which are currently books and downloadable products.

6.Commission is 10% unless stated otherwise.

7.If someone you directly refer generates a sale you may be similarly entitled to a 10% commission.

8.Commissions are only paid after the product refund period has expired.

9.Commission payments are made monthly when the amount payable is 20GBP (approx 25EUR or 30USD) or more.

10.Any unpaid commission will be rolled over into the next month.

11.You are not an employee of McCready & Associates Ltd and are entirely responsible for your own tax affairs.

12.Commission payments are discretionary and not contractual.

13.McCready & Associates Ltd reserve the right to suspend or terminate your affiliate status at any time without notice.

14.McCready & Associates Ltd may change the terms and conditions of this agreement at any time without notice.

Thank you for helping our work and we look forward to rewarding you for alerting the world to our beneficial activities.


McCready and Associates Ltd Bridge House 52 Twelvetrees Crescent London E3 3GT United Kingdom


All the contents of this website is subject to Copyright © McCready and Associates Ltd 2016

read more →